Frequently Asked Questions


Who qualifies for these programs?

These programs are designed for any person or business struggling with debt payments. DebtCare Canada will try to help anyone with unmanageable debt of $8,000 or more. Please have a look at our case studies page to see examples of individuals who benefited from these programs.


What debts qualify for relief?

Credit cards, overdrafts, lines of credit, business and personal loans, income tax, GST, PST, source deductions, business suppliers etc.

Can I keep my house, car, business, RRSP, etc?

Yes, absolutely. In almost every case people are allowed to keep their car, their home, their RRSP’s and more. Call us today and we can show you how!


How will those programs affect my credit rating?

In most cases, credit rating is not affected, but it is improved! Our programs will assist you in getting back on the right track toward rebuilding your credit right away. DebtCare Canada will ensure that you have the proper counselling to move your credit rating in the right direction. A call to one of our counsellors is all it takes to find out if your credit rating will be affected in your particular situation.


How long will it take to stop wage garnishments and creditor phone calls?

Within days. The real delay is continuing to do nothing instead of something. Let us show you how fast DebtCare Canada can get you back on track.


What is my next step to learn more about those programs?

Please call us at 1-855-732-9265. A counsellor will be able to tell you if you qualify for a debt reduction program. Thousands of individuals and businesses qualify every day in Canada. Once you qualify, a free-of-charge, confidential meeting will be suggested. At this meeting, all of your options are explained in detail, and government brochures are provided. The purpose of the meeting is to provide the debtor with full information regarding the options available. This is to insure they can make well informed decisions.


Our Process

  • Professional Financial Advice
  • Free Confidential Assessment
  • Day, Evening and Weekends
  • Service All Across Canada

Our Resources

  • Interested in more information about debt consolidation? Try our financial blog for hundreds of different articles on various financial topics.

Reduce your debt!

We use federal government options to reduce your debt up to 70% at 0% interest.

Why choose DebtCare?

We are not bankruptcy trustees who work for your creditors. We work for you!

Different programs.

Government options, mortgages or credit analysis. We can help you with personal, business or tax debt.

100% confidential.

Free financial assessments with no credit checks or obligations.